In this issue: National Outlook, Financial Perspective: Surety Market Update, Crossing the border - A guide to multistate licensing, What should you expect from your surety?, Seize the moment when it comes to gift taxes, Construction Success Story - Contractor looks to turn around turnover

Taxes and investments go hand in hand. HbK is the trusted advisor to many for their accounting needs and with that, through HBKS Wealth Advisors, we provide financial services as well. You can find out more about HBKS Wealth Advisors offerings by visiting their web site here www.hbkswealth.com.

Many years ago it was actually un-professional conduct for accountants to advertise. The reason you don’t see many billboards or commercials on TV for CPA firms is that we develop business through relationships. We always appreciate a business referral to share how HbK can help. See the Principal Profiles page to make a direct contact with someone regarding a referral.

Hbk recently won an award for our training program, HbK Leadership University. One of the features of that program that sets us apart is that much of our training is done in house – we teach the HbK Way along with the how and why. This allows our staff to get up to speed quicker and better able to serve you.